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On the road to success with Max.


“It felt good to have a credit card company trust me,” says Max, a Vancouver resident and Capital One cardholder. “Especially with a credit score so low.”

It wasn’t so long ago that health issues left Max unable to work full-time. He worried about how losing his full-time income would impact his credit.

“Capital One has calmed my anxiety about my credit because I know with their Secured Mastercard®, and with the education on it, I’m doing everything I can to build my credit, while also learning to be a bit easier on myself.”

Max decided Capital One was the best choice for him as he was researching how to get back on track.

“Being able to see if I would even qualify before they pulled my credit was very important to me. Because every time your credit is pulled, it lowers your score.”

“Capital One helped me get out of a bad situation. It was a lot of stress off of my shoulders. They helped me out when I needed it.”

Now Max is able to put more of his energy towards renovating his R.V., with plans to travel across Canada.

“Buying and renovating this R.V. has been liberating in a sense. To do something for myself, and just trusting myself while diving into something scary, it’s liberating.”

Max’s trust in himself has grown with Capital One by his side. And now, he’s looking to leave his fears in the rearview.

“Rebuilding my credit with Capital One has helped me gain a sense of freedom, a sense of trust in myself, and just a better sense of happiness. With Capital One’s help, I feel more in control of my finances, and my life.”

Learn how Capital One can help you on your financial journey, too.

* If Quick Check pre-approves a card, you can be 100% sure we’ll approve your application as long as:

a. There’s been no change in your credit file information, personal information or financial status from the time you receive your Quick Check results to the time you apply for one of our credit cards;

b. You’re at least the age of majority in the province or territory you live in;

c. Your application isn’t flagged for fraud prevention;

d. You don’t have an existing Capital One account; and

e. You haven’t applied for a Capital One account in the last 30 days or had an account with us that was not in good standing in the last year. In good standing means not past due, over limit, fraudulent, restricted, or part of a consumer credit counselling program or bankruptcy.

In some cases, we may not be able to open an account for you even though your application was approved. This can happen if we’re unable to verify your identity, or you don’t provide the required security funds if you’re approved for a Secured Mastercard®.