Small changes can have a noticeable impact on your finances. Here are some easy ways to live big without spending big.
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ACHIEVE THE PERFECT FOAM AT HOME.
You don't need us to tell you how costly those fancy-shmancy drinks can get.
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PAY YOUR CREDIT CARD BALANCE IN FULL EVERY MONTH.
You could save on interest charges.
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DON'T GROCERY SHOP ON AN EMPTY STOMACH.
You might fill your cart before making it to aisle 3.
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BUY YOUR ESSENTIALS IN BULK.
It can save you money – as long as you’re not buying a year’s worth of toilet paper.
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REPEAT AFTER US – DON'T BUY A YEAR'S WORTH OF TOILET PAPER.
The end.
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MEAL PREP AHEAD OF TIME.
It can save you cash on costly takeout. And if you’re working from home, it can save you from countless hours of dishes during the week.
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SHOP AT THE DOLLAR STORE.
This is the spot for DIY projects and crafts for the kids (AKA, sit and glue random pieces of paper together).
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CREATE A BUDGET.
Know when money comes in, and money goes out.
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SELL YOUR STUFF.
If you’re spending a lot of time at home, you might have some extra time to clear out your closet and reimagine your pre-loved treasures under the right lighting.
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BE KIND TO YOURSELF.
Looking at your finances is hard, but give yourself credit for making small changes that can set you up for success in the future.
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* If Quick Check pre-approves a card, you can be 100% sure we’ll approve your application as long as:
a. There’s been no change in your credit file information, personal information or financial status from the time you receive your Quick Check results to the time you apply for one of our credit cards;
b. You’re at least the age of majority in the province or territory you live in;
c. Your application isn’t flagged for fraud prevention;
d. You don’t have an existing Capital One account; and
e. You haven’t applied for a Capital One account in the last 30 days or had an account with us that was not in good standing in the last year. In good standing means not past due, over limit, fraudulent, restricted, or part of a consumer credit counselling program or bankruptcy.
In some cases, we may not be able to open an account for you even though your application was approved. This can happen if we’re unable to verify your identity, or you don’t provide the required security funds if you’re approved for a Secured Mastercard®.