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June’s story

Published Date
Author Damien Carre-admin

Following a divorce and a long-term medical leave, June was forced to file for bankruptcy. It’s in moments like these when we truly need someone in our corner. After all, sometimes, all it takes is someone to believe in us. 

June needed a change of scenery, so she moved from the US to British Columbia with her adult sons and her puppy. Family dinners and BC’s great outdoors helped her heal and gain hope for her next chapter. But, June also needed some help to start her next financial chapter.  

She needed to rebuild her credit score. She tried to get a credit card but was met with rejection, until she came to us at Capital One. We believe people deserve the opportunity to get back on their feet, so we helped her out by approving her for a credit card.  

Now, with features like Credit Keeper®, she's keeping an eye on her credit score for free. In fact, it’s helped her stay on top of her finances. You've got this, June. And we've got you.

To learn more about how Capital One can help you on your financial journey, check out some tips here. 

* If Quick Check pre-approves a card, you can be 100% sure we’ll approve your application as long as:

a. There’s been no change in your credit file information, personal information or financial status from the time you receive your Quick Check results to the time you apply for one of our credit cards;

b. You’re at least the age of majority in the province or territory you live in;

c. Your application isn’t flagged for fraud prevention;

d. You don’t have an existing Capital One account; and

e. You haven’t applied for a Capital One account in the last 30 days or had an account with us that was not in good standing in the last year. In good standing means not past due, over limit, fraudulent, restricted, or part of a consumer credit counselling program or bankruptcy.

In some cases, we may not be able to open an account for you even though your application was approved. This can happen if we’re unable to verify your identity, or you don’t provide the required security funds if you’re approved for a Secured Mastercard®.