Christina’s story

Christina’s Canadian story started 19 years ago (but she’ll tell you it only feels like 5!), when she moved here from the Philippines. Her journey led her to Toronto where she settled and began working as a caretaker. With some hard work, she was able to sponsor her kids so they could come to Canada.

Unfortunately, a period of carefree spending and debt damaged her credit score and left her financially unstable. But, Christina used the same determination that helped bring her family together to tackle and improve her finances. When she was approved for a Capital One credit card, she was grateful for the chance to rebuild her credit score and help regain financial control. 

Now she thinks twice before making purchases, although she always finds a way to budget for gifts and special meals for friends and family. She finds the Capital One app helps her manage and monitor transactions and spending activity. And when she’s in a jam, she’s found the Capital One Customer Service Representatives really helpful and responsive. 

With her finances on track, she can focus on the next stage of her journey. And, now that the kids have moved out, she’s free to spoil her white pomeranian and two cats. You've got this, Christina. And we've got you!

To learn more about how Capital One can help you on your financial journey, check out some tips here.

^* If Quick Check pre-approves a card, you can be 100% sure we’ll approve your application as long as:

a. There’s been no change in your credit file information, personal information or financial status from the time you receive your Quick Check results to the time you apply for one of our credit cards;

b. You’re at least the age of majority in the province or territory you live in;

c. Your application isn’t flagged for fraud prevention;

d. You don’t have an existing Capital One account; and

e. You haven’t applied for a Capital One account in the last 30 days or had an account with us that was not in good standing in the last year. In good standing means not past due, over limit, fraudulent, restricted, or part of a consumer credit counselling program or bankruptcy.

In some cases, we may not be able to open an account for you even though your application was approved. This can happen if we’re unable to verify your identity, or you don’t provide the required security funds if you’re approved for a Secured Mastercard^®.