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Legal

Published Date
Author Nathan Poch

Legal

1 Statements from Capital One Canada regarding its concepts, plans, directions and intent are subject to change or withdrawal without notice at the sole discretion of Capital One Canada. This information is not an invitation to apply for a credit card or an offer, commitment, promise or other legal obligation to provide any product or service, conceptual or otherwise. The development of any concept, the release of any concept, and the timing of any such release remains at the sole discretion of Capital One Canada.

2 You would be guaranteed to be approved as long as:

  1. You’re at least the age of majority in the province or territory you live in;
  2. Your application isn’t flagged for fraud prevention;
  3. You don’t have an existing Capital One account or a pending application for one; and
  4. You haven’t applied for a Capital One account more than once in the last 30 days or had an account with us that was not in good standing in the last year. In good standing means not past due, over limit, fraudulent, restricted, or part of a consumer credit counselling program or bankruptcy.

In some cases, we would not be able to open an account for you even though your application was approved. This can happen if we’re unable to verify your identity, or you don’t provide the required security funds if you’re approved for a secured card.